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LOANSTAX
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Loans Built for Ghana

Fast, transparent personal loans for individuals and households across Ghana. Apply from your phone and receive funds straight to your Mobile Money wallet or bank account.

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  • Mobile Money payouts
  • No hidden fees
  • Secure & encrypted

Personal Loan

Approved

GH₵ 12,000

Tenor
9 months
Monthly repayment
GH₵ 1,470
Monthly rate
2%
Funds sent to Mobile Money

Why LOANSTAX

Fast Decisions

Apply in minutes and get a decision the same day, without paperwork or branch visits.

Mobile Money Payouts

Receive your funds directly to MTN MoMo, Telecel Cash, AT Money or your bank account.

Transparent Pricing

See your monthly repayment, total cost and fees upfront before you accept any offer.

Flexible Repayment

Choose a tenor that matches your income and repay on a schedule that works for you.

Personal Loans

One simple personal loan, built around real Ghanaian households.

Personal Loan

For school fees, rent, medical bills and everyday household needs.

Amount
GH₵500 – GH₵12,000
Tenor
3–24 months
Rate from
2% per month
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What It Covers

  • School feesPay tuition and examination fees on a schedule that fits the term.
  • RentCover advance rent without draining your savings.
  • Medical billsMeet hospital and treatment costs when they cannot wait.
  • Household needsHandle everyday family expenses and unplanned costs.
  • RepairsFix a vehicle, appliance or home repair in one payment.

Who can apply: Ghanaian residents with a valid Ghana Card and an active Mobile Money wallet.

How It Works

1

Create Your Account

Sign up with your Ghana Card and phone number in a few minutes.

2

Complete Your Profile

Tell us about your income and link the Mobile Money wallet you want to use.

3

Get an Instant Decision

Our system reviews your application and shows your offer right away.

4

Receive Your Funds

Approved funds are sent straight to your Mobile Money wallet or bank account.

Repayment Calculator

Estimate your monthly repayment before you apply.

GH₵ 6,000
GH₵500GH₵12,000
9 months
3 months24 months
Estimated monthly repayment
GH₵ 735
Total interest
GH₵ 616
Total repayment
GH₵ 6,616
Indicative monthly rate
2%

Indicative figures only. Your final offer depends on your profile and credit assessment.

Continue Application

About LOANSTAX

LOANSTAX Technologies Ltd is a Ghanaian financial technology company built to make credit simple, transparent and within reach. We design digital lending that treats every customer fairly and helps individuals and households across Ghana move forward with confidence.

  • Integrity

    Honest terms and clear pricing, always.

  • Inclusion

    Credit designed for the underserved and the underbanked.

  • Innovation

    Technology that removes friction from borrowing.

  • Impact

    We measure success by the growth we enable.

Security & Compliance

  • Bank-level encryption

    Your data and transactions are protected end to end.

  • Data Protection Act

    Customer data is handled under Ghana's Data Protection Act, 2012 (Act 843).

  • Responsible lending

    Affordability checks before every offer we make.

Customer Stories

The application took a few minutes on my phone and I knew my repayment before I signed anything. No surprises.

AM Ama Mensah Accra

I took a LOANSTAX personal loan to cover my rent and my son's school fees in one go. Straightforward and respectful service.

KB Kwame Boateng Kumasi

Support answered my questions clearly, and my funds arrived in my Mobile Money wallet the same day.

EA Efua Asante Takoradi

Get in Touch

Email is the best way to reach our team.

Email developer@loanstaxgh.com
Support hours
Mon–Fri, 08:00–17:00 GMT
Response time
Within one business day

Include your full name and loan reference so we can locate your application faster.

We usually respond within one business day.